Commercial Property Manager

Why AXA? Every day, we work together for human progress by protecting what matters. A mission that puts a smile on your face and makes you want to get up in the morning!

One of the world's leading insurers in the protection of property, people and assets, AXA is 145,000 employees and contributors who are committed to our customers on a daily basis , 51 countries in which we distribute our products and services and more than 90 million customers who place their trust in us worldwide. As a responsible corporate citizen, AXA is committed to social and environmental causes on a daily basis . We are committed to an inclusive policy that recognizes and values individual differences. Do these ambitions speak to you? Then come and change the world with us!

YOUR WORK ENVIRONMENT

The headquarters of the AXA Group (GIE AXA) brings together our corporate activities. It provides guidance and support to subsidiaries around the world, to ensure the coordination and monitoring of the Group's global strategy, the application of its standards, the consistency of commercial approaches and the sharing of best practices. The headquarters gathers approximately 1000 employees and is distinguished by its strong international culture (45 nationalities), which makes it a rich and stimulating place to work.

Within the Group, you will join the Group Underwriting Office (GUO) in the P&C Commercial UW department. The GUO was created in 2023 to steer the performance of our insurance portfolio and support our reinforced focus on technical excellence. The platform also contributes to define our global ambition and approach to new emerging risks related to the energy transition and cyber in the coming years.

Within this Department, you will be part of the team Short Tail UW as Commercial Property Manager .

YOUR ROLE AND RESPONSABILITIES:

The P&C business is core to the AXA Group and is operated in 20+ territories, with a wide mix of operating models, market shares and stages of development.

The Commercial Property Manager has a key role in the GUO as the main senior expert on Property Underwriting matters.

Main responsibilities of the role are (not exclusively):

• Definition and control of Commercial Property business underwriting governance and promotion of technical excellence across all entities/region and professional communities, including Group Commercial Property Underwriting Guidelines and General Property underwriting Group referrals.
• Commercial Property technical audits and reviews (e.g. In-Depth Reviews, Technical Reviews, etc.) focussing on ensuring entities alignment and understanding of Group’s underwriting governance, measuring entities’ maturity and identifying best practices.
• Risk Consulting / Loss prevention rules, including contribution to technical Risk Consulting Boards and communications between AXA entities to promote technical exchanges and support.

YOUR PROFILE

Technical background & skills

• In-depth comprehensive knowledge and experience of P&C business operations including Underwriting, Pricing, Claims, Reserves and Reinsurance, enabling to have a thorough understanding of business insurance rationale, processes and profitability and any potential P&C risk.
• Advanced knowledge of Commercial Property products covers and clauses.
• Good understanding of processes to efficiently manage the decision to be taken in the different committees or boards when involved.
• Understanding of complex financial figures (Current Year Combined Ratio, All Years Combined Ratio, Economic Combined Ratio, attritional LR, GWP, GEP, Short Term Economic Capital, etc.) connected to insurance activity monitoring.
• Reinsurance knowledge (treaties and facultative).
• Loss prevention and risk engineering knowledge.

Soft skills

• Able to lead through influence and persuasion to challenge and orient the P&C strategy and operations at Group or Entity level.
• Able to develop structured argumentation to sell ideas, convince and embark various types of stakeholders (different hierarchy levels and business background).
• Able to deliver high-level presentation in front of senior management or entities CEOs.
• Agility to work in a multifaceted P&C world (Local vs Group, Small vs Large entities, worldwide underwriting cultures).
• Fluent English, French & Spanish are a plus.

WHY JOIN US

You will join:

• A responsible company, towards people, including its employees and customers, and towards the planet
• A company with strong values
• A company promoting internal mobility and the training of its employees
• A company offering many benefits (learn more here: Reward & Benefits | AXA Group )
• A flexible company, allowing hybrid work, in the office and from home.

In line with our commitments, we celebrate each new hire by taking action for global reforestation: we plant a tree for every recruitment. So, are you ready to apply?