Strategic Finance Analyst

About Alma

At Alma, we believe sustainable commerce depends on fair, well‑balanced trade. Because finance plays a pivotal role in business, our mission is to put it back in its rightful place - serving merchants and consumers.

Our installment and deferred payment solutions help merchants boost sales by 20% or more, increase customer loyalty, and deliver a seamless shopping experience - without encouraging bad debt.

As the buy now pay later leader in France and active in 10 European countries, we've empowered over +25,000 merchants and 10 million consumers.

With 400+ Almakers and €100M+ ARR, Alma is scaling rapidly across Europe as a member of the Next40, and we're just getting started!

About the team

Strategic Finance is part of Alma's Finance team and reports to the CFO. Our job is to understand Alma's economics better than anyone: we own the top line, the unit economics and the Contribution Margin, and we turn that knowledge into decisions on pricing, partnerships, markets and products.

We are organising the team so that each person owns a piece of Alma's P&L from start to finish: its business plan, its recurring analysis, its key finance processes, its business partners and its Board materials. Depending on the scope, that piece can be payments and partnerships, our existing merchant base, or new business and growth, each with one or more European markets attached.

About the job

• Own the numbers of your scope. Build and maintain the models behind its business plan, follow its performance month after month, and explain what moves the numbers and why. Your analysis feeds the monthly reviews and the Board materials.
• Run key finance processes, and make them better. Depending on the scope: pricing, merchant performance reviews, cost and margin analysis, country reviews. You run them end to end, you are accountable for their quality, and you find something to improve at every cycle.
• Grow into a business partner. Work day to day with the commercial, product and operations teams, answer their questions with numbers, and learn to turn an analysis into a clear recommendation whenever a decision is on the table.
• Rebuild how finance works with AI. Use AI every day, prototype AI-assisted workflows, and industrialise the ones that work. Raising the bar on how we work matters as much as what we deliver.

You will work with

Google Sheets · Excel · SQL (largely AI-assisted) · Notion · Slack · AI assistants and LLMs

About you

To succeed in this job

• Have around 3 years of experience in strategic finance, FP&A, transaction services, audit, consulting, investment banking or a similar analytical role.
• Be solid on the fundamentals: you build your models yourself from raw data, you can walk anyone through every cell, and you spot when a number doesn't make sense. You know how a P&L works and you think, or want to learn to think, in unit economics. Querying is largely AI-assisted at Alma, so data judgement matters more than deep SQL.
• Have a strong appetite for AI and learn fast. Ideally, you already use AI to automate parts of your work.
• Take ownership: you treat a topic as yours and carry it to the end, even when the brief is incomplete. You make assumptions, move forward and say what you would check. You ask why, and you come with a view, not just an output.
• Work comfortably in English and have enough French for day-to-day exchanges with colleagues (native French is not required).

And it will be nice if you also

• Hold a Master's degree in Finance, Business or Engineering, or equivalent.
• Have exposure to fintech, payments or BNPL.
• Speak a third language beyond French and English, a real plus given our European footprint.

Don't meet every single requirement? At Alma, we believe great hires come from diverse paths. If this role excites you, we encourage you to apply. We value potential, curiosity and the ability to grow as much as experience.

What's in it for you

If you join, you will be able to grow and impact on:

• Real ownership, early. A scope that is yours from day one, with direct exposure to the CFO and business leaders.
• A steep learning curve. Pricing, unit economics, business planning and Board preparation in a single role, with a manager who invests in coaching and a clear path to Senior Strategic Finance Analyst.
• AI at the core of the job. The chance to redesign how a finance team works, building the workflows rather than just using them.
• A team in the making. Strategic Finance is being restructured now: you will help shape how it works, in a Next40 scale-up growing across Europe.

Compensation & Benefits

• Competitive salary based on 12 months
• Profit-sharing and employee savings plan
• Health insurance : 100% covered by Alma including family package
• Disability insurance : 100% covered by Alma
• Sport : partnerships with Gymlib and Classpass , or €30/month reimbursement for your sports activities
• Maternity/paternity leave : salary maintained at 100% during leave with no seniority requirement. Return to work at 4/5 schedule paid at 100% for 8 weeks.
• Sustainable Mobility Package (FMD) : €544.80/year (excluding full-remote contracts)
• Meal vouchers : €10/day , 50% covered by Alma
• Mental health: free access to MindDay platform
• Paid time off : 25 days/year (+ additional paid leave granted for employees on executive contracts)
• Access to our Learning & Development Platform
• 2 weeks of full remote possible per year in summer

Interview Process

• Video call with a Talent Acquisition team member to understand your path, motivation & present you the role.
• Video call with your future manager to deep dive the role, the team, your profile and answer all your questions.
• Case study presentation with 2 - 3 team members (ideally in house) to assess your practical knowledge.
• 1 or 2 additional interviews customized to the role's level to further assess your skills and team fit.

Diversity & Inclusion

At Alma, we believe that diversity fuels innovation and makes our community stronger. We are committed to building a workplace where every person feels seen, respected, and empowered to do their best work whatever their gender, background, ethnicity, age, sexual orientation, religion, disability or lived experience. As an equal opportunity employer, we welcome applicants from all walks of life, and all employment decisions are made based on qualifications, merit, and business needs.