Head of FP&A (F/H)

About Younited

At Younited, we are reinventing credit and payments to make banking simple, transparent, and inclusive. European leader in instant credit, we serve over 1 million customers and partner with major brands like Apple, N26, Bouygues Telecom. Operating in 4 countries with 500 employees, we are proud to be B Corp certified, placing social and environmental impact at the heart of our strategy.

Our mission: become the trusted financial partner for millions of Europeans by promoting transparency and financial well-being. We leverage cutting-edge technology and innovation to redefine lending and payment practices, delivering exceptional user experience.

Our solutions include credit and payment services for consumers and partners. We empower passionate problem-solvers to collaborate, innovate, and act as entrepreneurs in a fast-growing environment.

In January 2025, we reached a major milestone in our history by becoming a publicly listed company on Euronext Paris and Amsterdam.

Join us and shape the future of finance in an inclusive, dynamic, and ambitious company.

Be part of an adventure that is only beginning!

About the Finance team

The Corporate Finance team reports to the Finance Director.

The Corporate Finance team oversees the financial reporting of Younited within a regulated banking environment. Its mission is (i) to deliver accurate accounting, tax, and regulatory reporting, (ii) provide reliable performance analyses to guide strategic decisions, partnering with business units to optimize resource allocation and support key growth initiatives, and (iii) drive the continued digital transformation of the overall finance function while working closely with teams across the company.

The FP&A team is being reorganised into an end-to-end function of 4 people, including the Head of FP&A. Each FP&A controller owns both the forecast and the actuals on their scope, across the full management cycle — budget, business plan and capital plan, monthly closing anticipation, and post-closing analytics analytics.

Context

Reporting directly to the Finance Director, the Head of FP&A leads the newly structured FP&A function (a team of 3 FP&A controllers). He / She owns the management cycle and the calendar, arbitrates priorities and ad hoc requests, and acts as the guardian of the method and of the single planning model. He / She is accountable for the quality of the figures and for the development of the team.

This role comes at a pivotal moment: Younited is moving to a market-standard, end-to-end FP&A organization and the Head of FP&A will be responsible for shaping his/her team target operating model, formalise scopes and ways of working, and progressively automate and strengthen the reliability of the whole planning and reporting chain — while partnering closely with the business to turn financial analysis into better decisions.

Key responsibilities

• Build the team target operating model, define the set of FP&A procedures (scopes, calendar, controls, documentation) and make its organisation resilient by design with clear back-ups and shared standards.
• Own the budget process, business planning and reforecasts: annual budget (build, iterations, defence), multi-year business plan and periodic reforecasts, under one method and one single model.
• Own the monthly closing process: pre-close anticipation of closing topics so that issues are spotted before the accounts are closed, post-close analysis of variances to budget, and capital plan.
• Deliver timely, clear financial reporting tailored to each audience — leadership, local management and business partners — including management accounts, variance analyses and ad hoc studies, and act as a business partner to the divisions on strategic initiatives and performance improvement.
• Lead, develop and coach the FP&A team, ensuring skills development, back-up and high performance across the scope.