Transaction Monitoring Analyst

Who are we?

iBanFirst is a fast-growing European fintech that is revolutionizing international payments for SMEs. Founded in 2016, our platform empowers Small & Medium Multinationals (SMMs) to regain control over their payment operations: currency conversion (FX), international transactions, and foreign exchange risk management across 140 countries — quickly, transparently, and securely.

We make life easier for SMEs through an advanced technology platform (automation, APIs, AI…) combined with dedicated expertise , offering the best of both worlds: the agility of a SaaS solution and the reliability of a trusted partner.

By simplifying complexity, iBanFirst helps thousands of bold companies seize global business opportunities with peace of mind — delivering simplicity, transparency, and security.

Key figures

• 350+ employees across 15 offices in 12 European countries
• 30+ nationalities represented, average age: 32
• 10,000 corporate clients trust us
• €80M in revenue in 2025, with a target of around €100M in 2026
• Profitable for nearly two years
• Ranked for 6 consecutive years in the Financial Times FT1000, among the fastest-growing European companies
• An NPS of 87.5 — an exceptional score in our industry that reflects enthusiastic client feedback on the simplicity, speed, and quality of our service

A strong culture built around 4 core values

• Team First: The complexity of our industry demands collective intelligence. We prioritize cooperation, transparency, and knowledge sharing. Success is a team effort, and decisions are made together.
• Tenacity: We're transforming a challenging and highly regulated market. It requires endurance, fast learning, and resilience — qualities rooted in our entrepreneurial DNA.
• Transformation: Innovation is not a buzzword; it's a necessity in a constantly shifting and strategic sector. We innovate with intent: every technical, product, or organizational improvement is designed for real impact.
• Trust: Trust is the foundation of everything we build — with our clients and, above all, internally. It's driven by ownership, autonomy, and a shared commitment to transparency, rigor, and reliability.

Why join us?

• We operate at the heart of a strategic and fast-evolving sector: international payments for SMEs — a complex, high-potential market.
• We're driven by a meaningful mission: helping bold "Small & Medium Multinationals" succeed globally.
• Our platform integrates cutting-edge technologies (AI, automation…), making it an ideal playground to test, learn, and innovate continuously.
• You'll join an agile environment where your expertise has tangible impact, working alongside talent from top financial institutions.
• iBanFirst is profitable and backed by long-term investors:
• Xavier Niel and Bpifrance, historical shareholders, have supported and trusted us from the beginning
• In 2021, the entry of Marlin Equity Partners marked a new chapter in our international ambitions

Joining iBanFirst means joining a profitable, international, fast-growing tech company. It's also a chance to learn, grow, and contribute directly to a shared ambition: simplifying international finance for SMEs.

The Role

Recruitment Context

This is a newly created position driven by our continued growth. As our transaction volumes increase, we're expanding our Transaction Monitoring team to manage the growing backlog of alerts and ensure we maintain the highest standards of financial integrity and compliance.

Manager & Team

You will report to Thibault Billeret , Team Lead Transaction Monitoring at iBanFirst.

You'll be joining a dedicated team of 3 Transaction Monitoring Analysts.

The team is positioned as the first line of defense in protecting iBanFirst from financial crime risks — distinct from the second line compliance function.

What will you do?

As an international payment provider, we face significant risks related to money laundering, fraud, sanctions, and financial terrorism. Our Transaction Monitoring team acts as the first line of defense , and we're looking for a sharp, analytical, and integrity-driven professional to join us.

You will be engaged in critically analyzing transactions to identify deviations in transaction patterns, defined business activities, or behavior. You will review and assess whether you consider a transaction to be unusual and avoid sanction regulations, fraud, and money laundering. This is done by keeping the laws and regulations in mind for every specific country of origin of the client and data from internal systems. You know how to do client research and collect and link information in an effective way. Based on the information you will come up with the conclusion: reporting to compliance or not?

You proactively think along about efficiency improvements beyond the boundaries of your own tasks and responsibilities. You will be triggered to go out of your comfort zone and write with us on the success story by saving iBanFirst to keep the financial landscape safe by protecting it from integrity risks. As such, the main assignments are:

• Monitor daily transactions to detect suspicious activities and potential money laundering or fraud.
• Investigate alerts generated by the transaction monitoring system to determine if there is a potential suspicious transaction involved.
• Assess transactions in the context of previous transactions and the client’s business/purpose of the account.
• Maintain accurate and concise records of all investigations undertaken, including the rationale for any decisions made.
• Assist in the preparation of departmental management information reports.
• Ensure compliance with internal policies, regulatory requirements, and industry best practices.
• Provide input to the maintenance of departmental procedures and the identification of areas of risk.
• Work closely with other departments, such as Compliance and Legal, to address transaction monitoring-related issues and implement solutions.
• Provide advice and support to the sales teams on the identification of areas of risk as a result of transaction monitoring trends.

Task breakdown:

• 70% — Transaction monitoring & alert investigation: Review daily transactions and system-generated alerts to identify unusual patterns, potential fraud, money laundering, or sanctions violations
• 20% — Research & analysis: Conduct thorough client research, gather information from internal systems, and assess transactions in the context of the client's business activity and account purpose
• 10% — Documentation & reporting: Maintain accurate records of investigations, prepare management reports, and collaborate with Compliance and Legal teams

Role Objectives

First 3 months:

• Get comfortable with our transaction monitoring tools and internal systems
• Understand the regulatory environment and why transaction monitoring is critical for iBanFirst
• Start contributing to alert resolution and backlog reduction

First 6 months:

• Operate autonomously in investigating alerts and making informed escalation decisions
• Actively contribute to reducing the team's alert backlog
• Bring initial improvement ideas based on your experience

First 12 months:

• Be a fully autonomous and efficient member of the team
• Contribute to process improvement initiatives and help shape the team's evolving ways of working
• Support newer team members and share best practices

What do you bring?

Experience:

• 1–3 years of experience in KYC, Transaction Monitoring, or Compliance Analyst roles
• Previous experience in a similar position is required — we're looking for someone who can hit the ground running
• Curious mindset — you naturally ask questions and dig deeper
• Strong analytical skills — ability to spot patterns, connect dots, and assess risk
• Speed and efficiency — comfortable working through high volumes of alerts
• Autonomous — you can prioritize your work and make sound decisions independently
• Investigative approach — you enjoy detective work and don't stop until you find the
• Proactive and solution-oriented — you bring ideas to improve processes and ways of working

Languages:

• English: Required (working language)
• French: Nice to have

What do we offer?

• Permanent contract (CDI)
• Office location: Paris
• Hybrid work policy: 1–2 days remote per week. Flexibility is available depending on your location or specific circumstances, but we encourage office presence for collaboration and team cohesion.
• Competitive salary: €40,000 – €45,000 gross annual salary, depending on experience

Benefits & perks:

• Build expertise in the fast-growing profitable Fintech/Paytech industry with cutting-edge technology
• Grow your compliance and risk management skills in a scaling international company
• Thrive in a multicultural environment, with 15 offices across Europe and colleagues from diverse backgrounds
• Enjoy a great work environment in our Paris office, with flexible remote work options
• Benefit from a comprehensive compensation & benefits package, including:
• Swile meal card
• Alan health insurance
• Commuter benefits
• RTT (extra paid days off)
• Gymlib subscription
• Paid parental leave
• Participate in company-wide events, including team offsites, company parties, and regular social activities

Recruitment Process

• Screening call with Malorie Petitjean (Talent Acquisition Specialist)

— 30 minutes – remote (video)

— Purpose: General fit, motivation, salary expectations, availability

• In-depth interview with Thibault Billeret (Team Lead Transaction Monitoring) and Sara Batista (Senior Transaction Monitoring Analyst)

— 1 hour – in-person

— Purpose: Role-specific skills, experience, understanding of transaction monitoring, collaboration style, team fit

• Final round with Yoann Jagorel (Due Diligence Manager, N+2) + Kevin Sisouphanh (Transaction Monitoring Analyst)

— 45 minutes – remote (video)

— Purpose: Leadership validation, team fit, long-term potential

Fourchette de salaire :

€40.000 - €45.000 EUR