Regulatory Reporting Officer

[OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.7 on Trustpilot, based on 60,000 reviews. Our culture puts customer satisfaction at the core of what we do (more about our culture here ).

[OUR JOURNEY] Founded in 2016 and launched in 2017 by Alexandre and Steve , Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

[OUR BELIEFS] We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

[AI AT QONTO] AI is deeply embedded in how we work ( here ) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

Join us as a Regulatory Reporting Officer and help build accurate, scalable reporting processes as Qonto becomes a bank and expands across eight European markets. Working at the intersection of regulation, data and operations, you’ll own key regulatory submissions and collaborate with Data, Accounting, Tax and Risk & Compliance to turn complex requirements into reliable, repeatable reporting. You’ll join our Regulatory Reporting team and report to Vincent Arnould , Regulatory Reporting Lead.

➡️ What you'll do

• Regulatory submissions: Prepare, review and submit accurate regulatory reports to Qonto's banking supervisors on time.

• Data gathering and quality: Work with Data, Accounting, Tax and Risk & Compliance to collect, reconcile and validate the information required for each submission.

• Scalable processes: Improve reporting workflows, controls and documentation so they scale as Qonto becomes a bank and expands into new markets.

• Regulatory monitoring: Keep reporting practices current as regulations evolve and translate new requirements into concrete deliverables.

• Cross-functional projects: Contribute to CI readiness, data-quality improvements and projects that strengthen regulatory understanding across Qonto.

➡️ What we're looking for

• Experience: Solid experience in regulatory or financial reporting, banking projects, or another regulated and data-intensive environment. A background in banking, fintech or financial-services consulting is a plus, but not essential.

• Excel and data skills: Strong Excel skills and the ability to organise complex data accurately; database-management experience is a plus.

• Analytical rigour: Strong analytical and project-management skills, with close attention to quality and deadlines.

• Autonomy and adaptability: You can independently manage complex work, learn quickly and adapt as requirements evolve.

• Stakeholder management: Strong teamwork and communication skills, with the ability to coordinate inputs across several teams.

• Languages: Fluent English. French, or another European language would be a big plus.

➡️ What we can offer you

• International scope: A role covering our eight markets and supporting Qonto's ambition to become a true European champion.

• Strategic impact: Direct involvement in Qonto's CI transition and the reporting processes that will support our growth as a bank.

• Meaningful ownership: Responsibility for a share of a high-volume reporting calendar within an autonomous team that values quality and clear ownership.

• Cross-functional exposure: Close collaboration with Risk & Compliance, Data, Accounting and Tax in an agile environment that adapts quickly to regulatory change.

➡️ Your future manager

Your manager will be Vincent Arnould , our Regulatory Reporting Lead.

• His path? Vincent built his expertise at leading financial institutions. At Rothschild, he managed regulatory reporting before moving to GE Capital to focus on treasury and asset-liability management. Before joining Qonto in 2022, he spent five years at Wolters Kluwer as a Senior Consultant, guiding financial institutions through complex regulatory-compliance requirements. He holds Master’s degrees from Sciences Po Lille and IAE Paris-Est and has taught banking regulation.

• What does he bring to the team? Deep knowledge of banking regulation and asset-liability management across multiple frameworks. His experience as both a consultant and an in-house expert gives him a practical perspective on effective regulatory solutions and on making complex topics easier to navigate. Vincent leads an autonomous team with clear expectations and a strong focus on quality and ownership.

[DIVERSITY] At Qonto, we understand that true diversity isn’t just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick - who knows? You may have the missing piece of the puzzle we’ve been searching for all along.

[HIRING PROCESS DURATION] On average, our hiring process lasts 20 working days. More information on our candidate journey here

[DATA RETENTION] By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. Read our Privacy Notice for full details.