AML/Fraud Analyst (Transaction Monitoring) - 3 to 6...

About

Swan is Europe’s embedded banking specialist. We empower software companies to embed banking features like accounts, cards, and payments directly into their products, under their own brand.Swan processes over €1.5 billion in monthly transactions for more than 150 companies—like Pennylane, Indy, Agicap, Libeo, and Lucca. Founded in 2019, the company has received growth capital from leading investors such as Lakestar, Accel, Creandum, Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution, regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices, run payroll, manage inventory, and more. They’re on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows, there’s still a gap. Too many critical tasks like managing cash flow, tracking payments, or reconciling accounts happen outside the software, across spreadsheets, email threads, banking portals.

It’s a missed opportunity. Business software shouldn’t just record financial activity — it should run it.

To learn more about us: About Swan ; Our story .

Statement of Work

Attached to the AML team and working closely with the Risk and Operations teams, your primary responsibility will be to proactively monitor clients' transactional activities to protect the company against fraudulent activities, money laundering risks, financial risks, and reputation risks.

You will also be responsible for handling various internal or external requests requiring a thorough analysis of account activity.

✨ Main Tasks

• Process, primarily, Fraud alerts related to various transactions (cards, SEPA transactions, and international transactions) across various client types (individual accounts, freelancers, businesses) and AML alerts.

• Manage communication with end-clients and partners when suspicious activity is detected to gather supporting documentation.

• Analyze and address customer requests that may be victims of fraud.

• Handle external legal requests sent by the authorities or banking partners.

• Participate in detecting trends and report them to 2nd line to improve our scoring rules.

Preferred experience

✨ You’re a great match if:

• You have 1+ year of experience in AML or Compliance, ideally specific to Fraud and transaction monitoring in a Fintech, Payment Provider, Bank, consulting firm, or a similar fast-paced environment.

• Strong analytical skills with an eye for detail.

• Effective communication with internal and external stakeholders.

• Curious mindset.

• Flexibility to adapt to changing requirements in an evolving and fast-paced environment.

• Fluent in English and French .

• Based in Paris

• Ideally, you have experience using modern tools such as Forest (CRM), Zendesk (ticketing system), and other AML/Transaction monitoring-related tools.

• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door.

It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying!

Recruitment process

• Prescreen:  Video call with a Talent Acquisition Specialist, to get to know you, understand your career expectations, and answer your questions (15 min)

• Hiring Manager Interview: Discussion with Djélika (30 min)

• Case Study: Take-home case study to send back when completed, typically within ~2 days.

• Restitution of case Study + discussion: with Jawad (Supervisor) and Claudine (Head of Transaction Monitoring)