Finance Manager

Our mission

Time is money, and earning interest on cash should be effortless. We make it so, putting an end to the conflict of interest between banks and their clients.

Founded in mid-2023 by Antoine and Paul-Adrien , Spiko delivers best-in-class cash management products for SMEs, startups, financial advisors and fintechs via an app or API. We're not a typical broker: we internalize much of the value chain by building the infrastructure that enables us to issue, manage, and distribute these products.

18 months after launch, we have more than 2,500 B2B customers and over €1.2bn in assets under management, with active commercialisation only in France. Yet the problem we're solving isn't French: it's at least European.

Our ambition is to build Europe's top cash manager in a market worth trillions of euros.

We are backed by top-tier investors, including Index Ventures, the CEO of Revolut, the founder of Kyriba, and the CTO of Wise.

Spiko's culture is built on excellence, transparency, open feedback, and humility.

The role : Finance Manager

As our Finance Manager, you'll build the finance function that keeps up with Spiko's growth. From monthly close and statutory audits to cash management, financial planning, tax and internal controls - you'll contribute to the finances of a regulated financial group while it expands into new entities, currencies and markets.

Reporting to the Head of Finance and working closely with our external accountants, auditors and tax advisors, you'll bring structure where today there's a fast-moving startup. You'll design and run the processes that let Spiko scale. You will leverage AI and automation aggressively so the finance function stays lean, fast and reliable as the group grows.

Key responsibilities

Run financial close & reporting

• Execute monthly P&L and balance-sheet close, quarterly reviews and annual closing in coordination with our external accountants

• Manage statutory audits for our French entities and foreign subsidiaries

• Develop and own financial reporting across the group, including the prudential reporting of our regulated entities

• Manage tax declarations of our entities

Manage cash with discipline

• Monitor invoicing, cash collection and working capital

• Build our budget and anticipate cash flows

• Ensure accurate forecasting across geographies

Strengthen controls and processes

• Set up clean and safe financial processes and controls

• Prevent fraud, errors and late payments through robust first-line controls

• Build processes that scale as the company grows across multiple geographies

Requirements

• Master’s degree in business or engineering, with a specialization in corporate finance

• 2–5 years of experience in finance (corporate finance, investment banking, private equity, transaction services, or audit)

• Strong understanding of:

  • Accounting

  • Finance planning

• Comfortable working in an English-speaking environment

• Highly organized, detail-oriented, and able to prioritize effectively

• Curious person, eager to learn, with a problem-solving mindset

Nice to have

• Experience in a finance team in a fast-growing startup, scale-up, or fintech

• Experience in international finance (multi-country financial operations, multi-currency, international tax, building finance ops in new markets)